Travel Insurance
Explore the world worry-free with our comprehensive travel insurance plans. Stay protected against unexpected events and make every journey safe and stress-free!
Secure Your Journey with Comprehensive Travel Insurance
Complement your travel plans with the right travel insurance, tailored to your needs. Travel with peace of mind with the following key benefits:
Comprehensive Cover:
Cancellation costs, medical expenses during travel, lost luggage, personal accident, personal liability, and more.
Competitive Pricing:
Competitive pricing options to suit your needs.
Visa Compliance: Suitable for most visa requirements.
Variety of Options: Access to plans from leading global and local insurance companies.
Expert Advice:
Take expert advice and choose an appropriate cover that suits you.
Claims Settlement Assistance:
Assistance for easy and fast claim settlement.
Inbound Travel Insurance:
For guests visiting UAE from other nations.
Outbound Travel Insurance:
A comprehensive policy designed for both individuals and families traveling for business or leisure from the UAE to any international destination in the world.
What is Travel Insurance?
Travel insurance provides protection against the financial impact of unexpected events related to your travel. It can be purchased as a standalone product or as part of another insurance policy. Travel insurance covers potential issues such as trip cancellations, medical expenses, lost luggage, and more to make sure you are financially covered in case of an unexpected event.
Choosing the right policy is very important to ensure that all the necessary aspects of your trip are covered. An insurance broker will be able to guide and advise you on the best plan that suits your needs.
Why is Travel Insurance Necessary in the UAE?
Features and Benefits of Travel Insurance:
Travel insurance offers protection against such sudden eventualities and thus protects the traveler financially. Key features include:
- Eligibility Criteria:The applicant should be below 70 years of age.
Children under 16 are covered for 50% of the policy amount. - Medical Expenses Cover:
- In-patient and out-patient treatment due to an emergency
- Ambulance charges and emergency dental treatment.
- Emergency transportation by air or road.
- First aid and rescue operation
- COVID – 19 Cover:
- Quarantine expenses – up to 15 days
- Repatriation Benefits:
- Repatriation of the insured person or their mortal remains
- Early return in case of the death of a close relative.
- Additional Cover
- Flight change due to positive infectious disease test Additional Cover:
- Visiting a close relative in case of a medical emergency.
- Personal liability.
- Travel cancellation costs.
- Delayed departure costs.
- Lost baggage and toiletries.
- Loss or theft of passport.
- Personal accident cover.
- Common Exclusions in Travel Insurance:
- Damages due to war, terrorism (unless covered by optional policy), or civil commotion.
- Radiation contamination and criminal activity.
- Adventure sports-related incidents.
- Non-emergency medical treatments.
- Claims not made within 31 days of the trip ending
Types of Travel Insurance Policies Available
- Single Trip Travel Insurance
- Outbound Travel Insurance (from UAE)
- Inbound Travel Insurance (to UAE)
- Multiple Trip Travel Insurance
- Group Business Travel Insurance
- Quick and hassle-free claims
- Trusted by foreigners and nationals
Why Choose Travel Insurance from Gargash Insurance UAE?
Although choosing travel insurance may be quite overwhelming, with the help of Gargash Insurance’s network of professional brokers, the process of selecting it is really easy and effective. Our brokers have access to a wide range of different plans, making sure that you get the perfect cover for your needs at a realistic rate. They are in touch with several insurers to avail the best competitive prices with all-inclusive cover.
Frequently Asked Questions
1.How is the Travel Insurance Premium Calculated in the UAE?
The premium is determined by several factors, including age, travel destination, duration, pre-existing medical conditions, selected coverage, and sum insured.
2.Who Can Buy Travel Insurance in the UAE?
Anyone under 70 is eligible to buy travel insurance. Children under 16 are covered for half the insured amount. Consult with an insurance broker for the best plan for your needs.
3.Is Travel Insurance Required for Dubai?
While not mandatory for travelers to Dubai, travel insurance is highly recommended. It helps protect against medical emergencies, theft, and other unpredictable events.
4.What is the Cost of Travel Insurance in Abu Dhabi?
The prices vary depending on several factors such as age, destination, duration, and other additional coverage options availed of.
5.How Can I Renew My Travel Insurance in the UAE?
Your insurance broker can be contacted for easy renewal or assistance in buying a more relevant policy.
6.Does Travel Insurance Pay for Baggage Loss?
Yes, baggage loss is covered, which also includes theft, damage, or loss throughout the policy period. However, compensation might be affected by depreciation.
7.Can I Get COVID-19 Travel Insurance in Dubai?
Yes, COVID-19-related medical emergencies are covered, including treatment costs for a positive test result during travel.
8.Does Travel Insurance Cover Pre-existing Conditions?
No, usually, pre-existing conditions are not covered under any travel insurance policy.
9.Can Travel Insurance Be Extended?
Yes, you can extend your policy by contacting your insurance broker, who will assist in the process.
10.Does Travel Insurance Cover Cancellation?
Yes, your policy will cover trip cancellations. You will need to check with your broker to understand the process fully.
11.Can I Buy Travel Insurance After Departing?
No, travel insurance has to be bought before departure. It’s best to get insurance the moment a trip is planned.
12.When Should I Buy Travel Insurance?
You should buy travel insurance right after booking your trip. You can still buy it at any time before departure.
Application of Travel Insurance Online
Getting a health insurance policy online in the UAE is quick and easy.
Step 1: Start by clicking on Get a Quote and providing your basic details.
Step 2: After submitting your enquiry, a dedicated health insurance specialist will get in touch with tailored insurance options that match your needs.
Step 3: You can choose any of the quote and confirm your preferred health insurance policy.
WATCH YOUR SAVINGS ADD UP.
Affordable Travel Insurance Plans for Your Journeys
With our all-inclusive travel insurance policies, you don’t just secure your trips—you also save big while exploring the world!
Make your wish come true with Promise Insurance
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